Incol Credit Union Privacy Notice

Effective 12/08/2010

What Does Incol Credit Union Do With Your Personal Information?

The credit union chooses how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the products or services you have with us.  The information can include:

      Social Security Number                   Overdraft History            

      Account Balance                                Checking Acct Information                    

     Payment History                                   Wire transfer instructions

When you are no longer a customer of Incol Credit Union, we continue to share your information as described in this notice. All financial companies need to share customer’s personal information to run their everyday business.  In the section below, we list the reasons Incol can share our customers personal information, the reason Incol chooses to share, and whether you can limit this sharing.

Reason we can Share your personal Information                          

For everyday business purposes-                                                             

Such as to process transactions, maintain your

 Accounts, respond to court orders, and legal

 Investigations, or report to credit bureaus.

Does Incol Share?  Yes               Can You Limit Sharing?  No

 For our Marketing Purposes                                                                      

 To offer our products and services to you

Does Incol Share?  No                We don't Share.

 For joint Marketing and other financial companies                               

For Our affiliates everyday business purposes                                        

Information about your transactions and experiences

Does Incol Share?  No              We don't Share.

For Nonaffiliated to market to you    

Does Incol Share?  No              We don't Share

How we protect Your Information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.  We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

We collect your personal information, for example, when you open an account, pay your bills, apply for financing, make a wire transfer, or show your driver’s license.

Federal law gives you the right to limit only  sharing for affiliates everyday business purposes, information about your creditworthiness, affiliates from using your information to market to you, and sharing for nonaffiliated to market to you.  We do not sell customer information to telemarketing companies.  We do not share information with nonaffiliated third parties, except as referenced in this notice or required by law. 

 This credit union is federally insured by the National Credit Union Administration.

Questions or to opt out call 1-800-698-0101

Kingston Office The New Bridge Center 480 Pierce Street Suite 120-121 Kingston, PA 18704 Tel: 570-288-2326 / 570-288-2327 Hours: 9 to 5 Mon.-Thurs. 9 to 6 Friday	Old Forge Office 510 Bridge Street Old Forge, PA 18518 Toll Free 1-800-698-0101 Tel: 570-457-8899 • Fax: 570-457-8986 Hours: 8:30 to 5 Mon.-Thurs. 8:30 to 6 Friday
Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the Credit Union's web site; 2) you are linking to an alternate web site not operated by the Credit Union; 3) the Credit Union is not responsible for the content of the alternate web site; 4) the Credit Union does not represent either the third party or the member if the two enter into a transaction; 5) privacy and security policies may differ from those practiced by the Credit Union.