Incol Credit Union - Fee Schedule

*   NSF Fee : $20.00 per item
*   Return item Fee: $20.00 per item
*   Items drawn on Closed Acct: $15.00 per item
*   Stop Payment Fee: $10.00 per item
*   Photocopy Fee: $5.00 per item
*   Unavailable Funds Fee: $10.00 per item

*   Cardholder Fee: $1.00 per month (includes 8 POS / 8 ATM transactions)
*   Insufficient funds Fee: :$20.00 per transaction
*   Replace damaged card: $5.00 per card
*   Replace lost card: $5.00 per card
*   PIN requests: $5.00 per request
*   Immediate balance update: $5.00

*   Account Research: $15.00 per hour (1hour minimum)
*   Statement copy: $5.00 per copy
*   Deposited Item Return Fee: $7.00 per item
*   International Wire Fee: $30.00 per transfer
*   Incoming Wire Fee: $3.00 per transfer
*   Wire Transfer (outgoing) Fee: $15.00 per transfer
*   Certified Check Fee: $5.00 per check
*   Money Order Fee: $0.75 per item
*   Stop Payment/Money Order: $5.00 per item
*   Inactive Accounts Fee: $1.00 (after three months and an account balance under $100.00) Charged quarterly

The rates and fees appearing in this Schedule are accurate and effective for deposit accounts as of 03/31/2008.


Kingston Office The New Bridge Center 480 Pierce Street Suite 120-121 Kingston, PA 18704 Tel: 570-288-2326 / 570-288-2327 Hours: 9 to 5 Mon.-Thurs. 9 to 6 Friday	Old Forge Office 510 Bridge Street Old Forge, PA 18518 Toll Free 1-800-698-0101 Tel: 570-457-8899 • Fax: 570-457-8986 Hours: 8:30 to 5 Mon.-Thurs. 8:30 to 6 Friday
Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the Credit Union's web site; 2) you are linking to an alternate web site not operated by the Credit Union; 3) the Credit Union is not responsible for the content of the alternate web site; 4) the Credit Union does not represent either the third party or the member if the two enter into a transaction; 5) privacy and security policies may differ from those practiced by the Credit Union.